Our information guides is designed to help you get the most from financial advice.
Covering a range of fundamental concepts, these guides present opportunities and strategies to discuss with your adviser
Debt Management Strategies
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to debt management.
 Understanding debt management - version 5.0 |
| Debt management |
| Redraw facility |
| Debt recycling |
| Costs and risks of reverse mortgages |
Retirement Income Strategies
These documents provide provides some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to retirement income.
| Understanding retirement income - version 5.2 |
| Understanding the $1.6 million transfer balance cap - version 1.1 |
| Account Based Pensions |
| Transition to Retirement Pensions |
| Annuities |
| Transfer balance cap |
Social Security Strategies
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to social security.
Insurance Strategies
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to insurance.
| Understanding insurance - version 5.2 |
| Income Protection Insurance |
| Term Life Insurance |
| Total and Permanent Disablement - TPD - Insurance |
| Trauma or Critical Illness Insurance |
Superannuation Strategies
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to wealth accumulation (superannuation).
Estate Planning
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to estate planning.
| Understanding estate planning - version 5.2 |
| Advance Care Directive |
| Family Trusts |
| Powers of Attorney |
| Special Disability Trust |
| Superannuation death benefits |
| Testamentary Trusts |
| Wills |
Investment Concepts
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to investment concepts.
Tax
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to tax.
| Understanding tax - version 5.1 |
| Small business CGT concessions |
| Redundancy payments |
| Salary packaging |
| Tax considerations for non-residents |
| Taxation |
Business Insurance Strategies
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to business insurance.
| Understanding Business Insurance - version 5.2 |
| Business Continuation Insurance |
| Business Expenses Insurance |
| Business Succession Agreement and Funding |
Gearing
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to gearing.
| Understanding gearing - version 5.1 |
| Costs and risks of gearing |
| Costs and risks of gearing into superannuation |
| Costs and risks of margin lending |
Self Managed Super
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to self-managed super funds.